500+
Families Helped
500+
Families Helped
Whether you're buying your first home in Somerset County, refinancing to drop your payment, or navigating a jumbo loan, I tailor every strategy to your exact situation.
From pre-approval to closing day, I walk you through every step — down payment assistance programs, competitive rates, and the paperwork that makes the difference.
Learn moreLower your monthly payment, shorten your term, or pull out equity — I run the numbers so you know exactly how much refinancing saves you before you commit.
Learn morePremium properties deserve premium service. I specialize in conforming-to-jumbo transitions for Basking Ridge and the surrounding luxury market.
Learn moreFlexible qualification standards and competitive rates — whether you're a veteran or need a lower down payment, I'll find the right government-backed path for you.
Learn moreMarkets shift daily. I monitor rates continuously and advise on the optimal moment to lock — so you're never caught off guard by a market move.
Learn moreBook a free 15-minute consultation. I'll review your situation and recommend the best path — no pressure, no obligation.
Schedule a Call
Guaranteed Rate
Nationwide. Locally trusted.
I've seen too many borrowers treated like a file number. That's why I built my practice around something simple: you should know exactly what's happening at every step.
Based right here in Basking Ridge, I work with buyers and refinancers across Somerset County and beyond. Whether you're comparing your first offer or shopping a refi, I give you clear numbers, honest timelines, and a direct line to me — not a call center.
At Guaranteed Rate, I have access to competitive rates and a full suite of loan products. But what really sets the experience apart is having someone who cares whether the math works for your life, not just whether the deal closes.
Direct Communication
Reach me, not a robot
Transparent Pricing
No surprise fees
Local Expertise
Somerset County focused
Full Loan Programs
FHA, VA, Jumbo & more
No black-box processes. Here's exactly what to expect when you work with me.
We discuss your goals, timeline, and budget. I'll explain your options and answer every question — no jargon, no pressure.
I pull your numbers, run scenarios, and get you a solid pre-approval letter — so sellers and agents take you seriously from day one.
While your loan processes, I keep you in the loop — appraisal updates, document requests, and timeline changes, all communicated clearly.
You review the closing disclosure, sign the final paperwork, and get your keys. I'm there until the very end — no ghosting after funding.
Real feedback from real clients who trusted me with one of the biggest financial decisions of their lives.
"Molly made what I thought would be the most stressful experience of my life completely manageable. She explained every term, every cost, and kept me updated at every turn. I closed two weeks ahead of schedule."
First-Time Buyer
Basking Ridge, NJ
"We refinanced our home with Molly and dropped our payment by over $300 a month. She ran the numbers three different ways so we could see the real impact. Honest, thorough, and genuinely on our side."
Refinance Client
Somerset County, NJ
"As a veteran, I had questions about the VA loan process I didn't even know to ask. Molly anticipated everything — from the appraisal to the funding fee. She made me feel like the only client she had that day."
VA Loan Client
Basking Ridge, NJ
Fill out the form and I'll get back to you within one business day with a personalized rate estimate and a clear plan for your situation.
Call or Text
(973) 840-1966Office
68 N Finley Ave
Basking Ridge, NJ 07920
Molly Briggs | Guaranteed Rate | NMLS #346710
Licensed in New Jersey. Equal Housing Lender.
No obligation. No spam. Just a clear answer to "what would my payment look like?"
Thanks for reaching out. I'll get back to you within one business day with your personalized rate estimate.
